Best Credit Cards for Good Credit Scores in December 2022 – CNET

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Our Take

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Our Take

The Chase Sapphire Preferred® Card is an all-around excellent travel credit card if you’ve established a good credit history. The welcome bonus alone can earn you enough points to book your next flight, but the rewards program adds extra incentives to your travel spending. If you redeem your rewards points for travel booked through Chase Ultimate Rewards, you’ll get a 25% boost on your points value. So instead of being worth 1 cent each — like when you redeem them for statement credits — points used for travel in the Chase Ultimate Rewards portal will net you 1.25 cents each.

This card has a lot of other built-in perks, like a 10% anniversary points boost: On your account anniversary, Chase gives you bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you’ll get 2,500 bonus points. Although there’s a $95 annual fee, the quality of perks, including primary auto rental collision damage waiver and travel assistance, easily offset that expense.

Check out our full review of the Chase Sapphire Preferred Card for more details.

Read our Chase Sapphire Preferred review.

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Our Take

You don’t have to think about which credit card to use for which spending categories with the Wells Fargo Active Cash. Typically for people with good or excellent credit, you earn 2% cash rewards across your purchases. There are no rotating categories to activate, specific portals you need to book through or strategies you need to employ. Besides the simplicity, the Active Cash Card has a competitive welcome offer for credit cards with no annual fee, and the introductory APR allows you to benefit from short-term financing on purchases or a qualifyingbalance transfer.

For more details, see our full Wells Fargo Active Cash review.

Read our Wells Fargo Active Cash Card review.

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Our Take

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Our Take

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